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Any mums just finish or planning to start PGCE?

Last post 09/08/10 at 21:13 by KellyAllo, 18 replies
Post started by Canwewriteinpen? on 28/07/10 at 18:13

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    Posted by: Canwewriteinpen? 28/07/2010 at 18:13
    Joined on 22/02/2005
    Posts 107
    What help, if any, did you get towards childcare costs? My partner is a teacher - will I still be able to get a student loan? We won't be able to survive on just the bursary plus his salary!
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    Posted by: boakleesk 28/07/2010 at 21:29
    Joined on 09/07/2009
    Posts 60

    I am due to start my PGCE in September.  I applied for anything and everything - I got a Maintenance Grant, Maintenance Loan and Tuition fee loan.  I will also get the bursary from College.  I didn't qualify for the Childcare help because hubby earns too much (in their opinion), as far as I can tell if your partner earns more than £15k then you won't get any help with childcare.  It is going to be a struggle, but I am determined it will work out.  After all it's only for a year and then (hopefully) I will get a job teaching.

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    Posted by: Tan1976 28/07/2010 at 22:17
    Joined on 01/02/2010
    Posts 5

     Hi, I am due to start the flexible PGCE in Sept, but found out this week I won`t be getting much help at all from Student Finance! They do not give full time support funding to flexible PGCE students any more from sept 2010.

    I can only now apply for part time funding even though I applied in May for full time funding!

     A bit of a nightmare!

    Good luck with finding the funding for your course.

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    Posted by: JCG75 29/07/2010 at 11:30
    Joined on 31/01/2010
    Posts 34

    Hello. 

    I'm starting a full time PGCE in Sept and I am a mum to a 1 and 4 yr old.  As my husband runs his own business and gets fairly well paid, we can't claim anything for childcare.  So for us it's the maintenance loan, the bursary and our savings.  We can last the year (even though our childcare bill is very high), but I just hope I can get a job at the end of it!!!!

    Good luck mums....I think its going to be a hard and very busy year for us, but if we can cope with kids we can cope with anything Smile

     

     

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    Posted by: Canwewriteinpen? 29/07/2010 at 12:06
    Joined on 22/02/2005
    Posts 107
    Thanks all - how much maintenance loan did they let you have?
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    Posted by: JCG75 29/07/2010 at 13:04
    Joined on 31/01/2010
    Posts 34

    I don't have the details on me, but think (off the top of my head) it was somewhere in the region of £3200.  I didn't apply for the maintenance grant as didn't think I would get any due to husbands salary.

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    Posted by: jengriff 31/07/2010 at 00:24
    Joined on 31/01/2009
    Posts 15

    Hi, I have just finished the PGCE and I would say apply for everything as you might be surprised!  I have 2 children aged 7 and 4, My husband earns around 20k, and I received full maintenance grant, loan, parents learning allowance and childcare grant.  Also, check with your tax credits as they now class you as unemployed and don't take your bursary into account as it is not taxable.

    Also, most unis offer a financial assistance scheme for those in hardship, which they consider to be anyone whose essential outgoings outweigh their income, so you could check that as they prioritise parents.

    Good Luck!

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    Posted by: Alec2005 31/07/2010 at 08:58
    Joined on 07/12/2004
    Posts 4,782

    And don't forget to claim your Council Tax exemption. If you are a couple, you'll get 25% off your bill, and a single parent with no partner, 100%. You need to submit a letter from your uni stating your status and academic year dates.

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    Posted by: BestIcanbe 31/07/2010 at 12:54
    Joined on 19/03/2010
    Posts 96
    I just finished my PGCE and am starting at a school in September. It is a busy and intense year, but I think having children made it easier for me to be organised and to deal with the heavy workload.....parents are already used to finding stamina from nowhere! Also, remember it isn't a whole year you are without earnings....I pay my childminder for term times; so I did 3 weeks of supply work at the end of the year (you are only paid as an unqualified teacher as your GTC number hasn't been confirmed, but it is still £90 a day, so well worth it.) If both you and your partner are not at work there is no childcare help offered by the gov't (as they assume if 1 of you isn't 'working' you are free and can provide the childcare!!) That's why you get a Childcare Grant and Learning Allowance....to make up for the loss of the tax credits. It's a lot of form filling but works out eventually. Plus, on top of the bursary, the normal student loan and tuition fee loans families and people on lower incomes can claim for a maintenance grant and maintenance loan as part of the student loan package.......and all of the 'grant' and 'bursary' bits you don't have to pay back. It was enough to keep us going with a house and 2 cars, and I hope it is for you too. GOOD LUCK! (The Council Tax break took a while to come through for me (December), but you get 25% off until the last day of your course too)
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    Posted by: gooselady 01/08/2010 at 10:13
    Joined on 10/06/2010
    Posts 1

    I did my middle years PGCE a few years ago now but I remember that with the £9K bursary, maintenance loan and university bursary, all untaxed obviously, my net "income" was pretty much the same as when I began work on MP1 and paid tax, NI and student loan. I'm just about to start on MP4 and my advice is stick out the PGCE (and it is tough I promise you! My homeschool was 45 minute drive away from the university even though my children's schools were both within minutes of the university and I had filled in a form stating that I needed to be close. I was told that I had to accept that homeschool or postpone for a year!). Having all the holidays off with your own children is priceless. I even got to sports day this year by swapping my PPA with another teacher. I tend to work very late at school one night a week (7pm) and am away by 4pm on 2 or 3 other evenings. The marking at home is tiring but I go flat out in term time and make sure my holidays really are holidays. Good luck. As other writers have said, being a parent means you are already great at juggling!

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