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It may be that they only pay the final gratuity on the basic salary, so it is split so they end up paying a lesser amount on departure.
My guess is tafwakwe is right on the money. Ask.
At least they're up front about it. I've known a school to have just the one figure on the contract, total salary, but when final indemnity time came, the school would base it on a 'base salary' figure that was the same for every employee in the school, around half of a typical total salary, and a figure that no one ever heard of before their last days.
But to answer your other question, no, the school couldn't stop the allowances. If they're in the contract, they have to be paid. It should only impact your final bonus.
I agree that you should ask if you want to ease your mind, but I wouldn't worry about it. My contract is the same as yours: basic salary with various allowances on top. I think it may be something to do with my taxes although I never really looked into it.
My contract last year was very similar yet the one I have for my current employer is not broken down. I'm really not sure why some schools do and some don't. I received the full salary each month last year and as haddok has already said, I wouldn't worry about it.
Where are you off to?
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